The lies Barry Obama, his national media, and Democrats told to pass the fascist monstrosity that is ObamaCare are almost too many to remember. You can keep your doctor. Nope. You can keep your plan. Nope. It will decrease the deficit. Nope. Costs will decrease. NOPE. And my favorite piece of emotional blackmail: ObamaCare will save 45,000 lives per year. Well, according to a new study, ObamaCare might actually be killing people.
Over at the Federalist, Brian Frankie has done a bang-up job looking at American mortality rates in the wake of ObamaCare's passage in 2010. What he found is that the number of premature deaths has actually increased over the last few years. Although we were told again and again that the passage of ObamaCare would annually save thousands and thousands from premature deaths …
What happens when we calculate the death rate after excluding all external causes of morbidity (ICD-10 codes for deaths caused by drugs, alcohol, assault, suicide, and accidents — in short, anything that is not due to an internal illness)? For the decade 2004-2013, the death rate is 247.4 people per 100,000 population. It is more stable than the all-cause death rate, with a low of 244.7, a high of 249.9, and a standard deviation of 1.7.
With Obamacare extending insurance to 15 million more people, this death rate should fall to 238 per 100,000. The 2014-15 data show the actual reported death rate among U.S. adults, excluding external causes, is … 252.9.
That first paragraph is important. By removing all external causes of death, including the recent opioid crisis, all that's left are internal diseases, or the type of deaths we were told would decrease under ObamaCare. The logic goes that if you insure more people, more people will see their doctors regularly, or sooner. Instead of waiting until you are so sick you have no choice but to seek medical care, these diseases will be caught and managed in time to save more lives.
But as you can see, even though ObamaCare – through the exchanges and the expansion of Medicaid – has insured 15 million additional people, the mortality rate, which was fairly steady in the decade prior to 2010, is INCREASING.
In all fairness, we do not know for sure if ObamaCare is the direct cause of this spike in premature deaths. What we do know is that the promise of fewer deaths was just another hoax on a massive pile of hoaxes. And I also think it is time to point and laugh in the faces of those who claim thousands will die if ObamaCare is repealed.
Nevertheless, this is not an insignificant correlation. So let's examine why it is at least reasonable to blame ObamaCare for a spike in premature deaths.
1. Millions lost their doctor. The relationship between doctor and patient can be as sacred as the relationship between priest and parishioner. Having to start over, having to tell a stranger all about your health problems (which can sometimes be embarrassing), having to get naked in front of this stranger; this can be a traumatic thing. To avoid going through this, some people might have held off too long to receive medical care.
2. Outrageous deductibles. As I have written about in the past, under ObamaCare, you don’t really have insurance. Deductibles (what you pay annually out of pocket before insurance kicks in) under ObamaCare are outrageous. The last time I looked, a policy only for myself cost $400 a month, but the deductible was over $5,000!
In other words, in order to benefit from this government-scam, between the deductible and the cost of the insurance, I would have to pay almost $10,000 a year out of my own pocket. These towering deductibles are the perfect way to keep people from getting medical attention until it's too late.
3. Increased costs. Costs of everything related to healthcare jumped last year in a way we have not seen in 32 years. This cost increase did not affect only health insurance premiums. It also includes doctor appointments, medicine, tests, services, etc. If you have a massive deductible and your out-of-pocket costs are climbing 12% to 15% per year, that is another disincentive to seek medical care.
4. No change in emergency room visits. Yet another lie told by Obama and his media was that ObamaCare would decrease emergency room visits. Nope. We were assured and reassured that insuring the uninsured would make them stop over-burdening emergency rooms for things like the flu or a cough. Nope. We were assured and reassured that insuring the uninsured would save lives because people wouldn't wait until they were so sick they had no other choice but seek emergency care. Nope.
5. Fewer doctors and hospitals available to ObamaCare recipients. One of the many disasters of ObamaCare is that your closest and most convenient provider might not be in your network. In rural areas, this could mean drives of an hour or more, this could mean the difference between seeing your doctor during your lunch hour or having to take the entire day off of work.
6. Some ObamaCare plans offer no in-network doctors that specialize in crucial services. As more and more insurance companies flee the failing exchanges, some ObamaCare recipients are facing the impossible choice of paying every dollar for care, or taking a gamble:
A study published in JAMA of 135 health insurance plans in 34 state marketplaces that were available during the 2015 open enrollment period found that one in seven plans didn't provide access to in-network doctors for at least one medical specialty, with endocrinology, rheumatology and psychiatry being the most commonly excluded specialties.
On the hospital side, an Associated Press survey last year found that many plans sold on the exchanges exclude large cancer centers from their provider networks, and a survey by Avalere earlier this year found that a quarter of cancer centers still report they are excluded from the networks offered by most of their state's exchange.
7. Thanks to sky-high premiums and towering deductibles, people now have LESS money to pay for health care. Prior to ObamaCare making these plans illegal, I used to pay $140 a month for a catastrophic policy that had a $7,000 deductible. Meaning, I paid out-of-pocket for all my health costs until I reached $7,000; then the insurance kicked in. That way if I was in a car accident or hit with a cancer, I would not go bankrupt. For me, it was the perfect set-up.
Explain to me how ObamaCare is an improvement over this, when …
If I sign up for ObamaCare, my premium would be $400 a month with a $5,000 deductible -- which is essentially the same coverage with my catastrophic plan. But ... I now have 260 fewer dollars a month to put towards health care and maintenance because I am now giving those crucial dollars to an insurance company for coverage I will only need in the unlikely event of a health emergency.
Some families are paying more than $1200 a month for an ObamaCare policy they will never benefit from because of the outrageous deductible.
Is it any wonder they cannot afford to see a doctor?