More than 400 employees at the Department of Housing and Urban Development were issued layoff notices on Friday, primarily targeting an office that pushed left-wing ideology, a department official told The Daily Wire.
The federal government has been shut down for more than two weeks, with only &#8220;essential&#8221; workers reporting for duty, as Democrats refuse to grant a temporary funding extension unless Republicans add in new funding. The Trump administration said in a <a href="https://storage.courtlistener.com/recap/gov.uscourts.cand.457131/gov.uscourts.cand.457131.39.0_1.pdf" target="_blank" rel="noopener">court filing</a> that some 4,000 workers across seven agencies should be laid off instead.
A HUD official said the largest office targeted by the 442 layoffs at that agency is the Fair Housing and Equal Opportunity office, which the official said became the tip of the spear for left-wing initiatives under former President Joe Biden.
The office is tasked by law with enforcing the Civil Rights Act and processing complaints from people who say they were discriminated against in housing due to disability, race, sex, national origin, and other characteristics. The office&#8217;s budget was increased by 20% under Biden and employed nearly 600 people, yet was so focused on issues like transgenderism and dubious theories about systemic racism that it failed to process complaints about more straightforward discrimination, the official said.
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For example, the Biden administration became obsessed with the theory that racist home appraisers might be estimating homes owned by blacks at lower values than those owned by whites. The dubious theory is undermined by the fact that appraisers often don&#8217;t know the race of a homeowner, and the process is driven by formulas such as comparisons to similar, recently sold homes.
Meanwhile, when a double-amputee was blocked by his homeowners association from widening his driveway to accommodate his wheelchair, the Biden administration let his complaint about disability discrimination languish for two years, until the Trump administration intervened as an example of the kind of clear-cut discrimination that the office should be laser-focused on stamping out, the official said.
Such complaints are required by law to be processed within 100 days, but the office missed that deadline more than 70% of the time, a <a href="https://www.hudoig.gov/sites/default/files/2024-09/2024-bo-0005_508.pdf" target="_blank" rel="noopener">2024 inspector general report</a> found.
In another case, HUD&#8217;s Fair Housing and Equal Opportunity office conducted an investigation that claimed that the city of Chicago was racist against blacks and foreigners because it helped create a recycling center in the Southeast Side. The suggestion was that it was &#8220;environmental racism&#8221; to put a polluting industry in a neighborhood with many black and brown people. Then-mayor Lori Lightfoot called it &#8220;absurd&#8221; and &#8220;dared the federal government to enforce its ruling that the city&#8217;s planning and zoning laws were discriminatory,&#8221; <a href="https://blockclubchicago.org/2022/10/21/after-rejecting-claims-of-environmental-racism-city-now-moves-to-settle-civil-rights-complaint-with-feds/" target="_blank" rel="noopener">Block Club Chicago</a> reported at the time. Lightfoot folded just before leaving office.
The office was poised to use similar logic to drastically change the everyday lives of hundreds of millions of Americans through a rule that held that minimum lot sizes were also discriminatory planning and zoning. That is, the &#8220;Affirmatively Furthering Fair Housing&#8221; rule would effectively <a href="https://www.dailywire.com/news/trump-repeals-obama-biden-rule-suburbanites-will-no-longer-be-hurt-by-low-income-housing-built-in-neighborhoods" target="_blank" rel="noopener">abolish the suburbs</a>, which are characterized by single-family homes on lots of specific sizes, by withholding huge sums of federal funding unless towns and counties allowed lots to be <a href="https://www.dailywire.com/news/stealth-goal-of-infrastructure-plan-could-be-to-abolish-the-suburbs-by-bribing-towns-to-change-zoning-laws" target="_blank" rel="noopener">subdivided without restriction</a>, and for dense housing to be built anywhere.
The logic was that it&#8217;s racist not to have apartments everywhere, because blacks like to live in apartments – even though the majority of Americans of all races live in the suburbs, and presumably choose to do so because they like that level of density, and want to keep it that way. The rule was introduced at the end of Barack Obama&#8217;s presidency and repealed by Trump, then reintroduced by Biden and repealed again by Trump, all before it was able to transform the fabric of America wholesale.
The HUD official said the Trump administration supports the office&#8217;s true mission and wants to re-focus on it, saying the Biden administration had begun focusing on factors that don&#8217;t appear in the Civil Rights Act, including transgenderism and a lack of ability to speak English.
HUD communications will now appear only in English, which does not constitute discrimination based on national origin, the official said.
Affected employees were given notice that layoffs would take effect in 60 days, commencing a <a href="https://www.dailywire.com/news/how-laying-off-dei-employees-could-backfire-thanks-to-bizarre-federal-rules">byzantine process</a>. The official declined to say whether employees would return to work until that time should the government shutdown end, but noted that the agency has been planning the layoffs for months, and that they were not ordered by the White House.
Layoffs elsewhere also focused on offices that the Trump administration believes were not aligned with administration priorities, including <a href="https://www.dailywire.com/news/layoffs-hit-irs-amid-shutdown-standoff-and-theyre-bigger-than-anyone-thought" target="_blank" rel="noopener">1,400 at the Internal Revenue Service</a>, as well as 466 at the Department of Education and 187 at the Department of Energy.

HUD Secretary Eric Scott Turner

Trump Shutdown Layoffs Target Left-Wing HUD Office That Tried To Abolish The Suburbs

Government Shutdown

Housing

Forty percent of American voters believe AI will make achieving the American Dream even harder to reach. That is more than double the 16% of voters who see AI as helpful. And this isn’t abstract technophobia. This is a window into the profound anxiety many feel about economic security in an era when the traditional pathways to prosperity already seem increasingly out of reach.
A recent Rainey Center <a href="https://www.raineycenter.org/news/new-poll-voters-overwhelmingly-support-domestic-energy-independence-and-data-security">national poll of 2,011</a> likely voters reveals a pervasive pessimism about artificial intelligence (AI), along with deeper concerns about a rigged system. 
When asked about the future, 39% of respondents said AI makes them more pessimistic, compared to 20% who said it makes them more optimistic.
Remarkably, this fear is bipartisan.
Democrats, Republicans, and Independents all worry that technological disruption will compound rather than solve the challenges facing American families.
Yet, there’s reason for hope. One in five Americans sees AI’s potential to improve their economic prospects, and nearly a quarter believe it will make no difference to achieving the American Dream. These voters recognize what policymakers must internalize: AI could dramatically increase productivity, create new industries, improve healthcare outcomes, and free workers from dangerous or repetitive tasks.
The technology itself, however, isn’t the enemy. The question is whether we’ll ensure its benefits are broadly shared rather than narrowly concentrated. History shows that technological revolutions can lift entire societies when paired with smart policy. The challenge is making that happen deliberately rather than hoping it occurs by accident.
This AI anxiety doesn’t exist in a vacuum. It sits atop a foundation of economic stress and fading opportunity, particularly for younger generations. While 77% of the Silent Generation and 51% of Baby Boomers feel their lives are or were better than their parents’, only 31% of Millennials and 35% of Gen Z share this optimism. When we asked directly whether the American Dream has become more or less attainable over the past decade, an overwhelming 64% said less attainable, with one-third calling it “much less attainable.”
<div id="attachment_984319" style="width: 586px" class="wp-caption aligncenter"><img loading="lazy" decoding="async" aria-describedby="caption-attachment-984319" class="size-large wp-image-984319" src="https://dw-wp-production.imgix.net/2025/10/MixCollage-10-Oct-2025-11-46-AM-3234-576x576.jpg" alt="Credit: Joseph Rainey Center for Public Policy" width="576" height="576" srcset="https://dw-wp-production.imgix.net/2025/10/MixCollage-10-Oct-2025-11-46-AM-3234-576x576.jpg 576w, https://dw-wp-production.imgix.net/2025/10/MixCollage-10-Oct-2025-11-46-AM-3234-300x300.jpg 300w, https://dw-wp-production.imgix.net/2025/10/MixCollage-10-Oct-2025-11-46-AM-3234-150x150.jpg 150w, https://dw-wp-production.imgix.net/2025/10/MixCollage-10-Oct-2025-11-46-AM-3234-768x768.jpg 768w, https://dw-wp-production.imgix.net/2025/10/MixCollage-10-Oct-2025-11-46-AM-3234-1536x1536.jpg 1536w, https://dw-wp-production.imgix.net/2025/10/MixCollage-10-Oct-2025-11-46-AM-3234-2048x2048.jpg 2048w" sizes=" (max-width: 576px) 100vw, 576px" />Credit: Joseph Rainey Center for Public Policy</div>
The fear isn’t that AI will create a different future — voters fear that AI will accelerate trends already making life harder. Young Americans today face a housing market disconnected from wage growth, with 21% of Gen Z citing housing as a top national challenge compared to just 6% of Boomers. They’re burdened by education debt that earlier generations never faced. And now they’re being told that automation and AI may disrupt the very jobs they’re counting on to build their economic security.
The American Dream itself remains remarkably consistent: financial stability and homeownership top the list across all demographics. But the gap between aspiration and reality has never been wider. Only 22% of voters believe they’ve achieved the American Dream, while 36% feel it’s completely out of reach. Among Millennials, 40% believe the dream is unattainable for them.
This crisis of faith in American opportunity has political consequences. While voters give Republicans a slight edge over Democrats (39% to 33%) on supporting the American Dream, a striking 28% believe neither party is aligned with this goal. When nearly one in three Americans see no champion for their economic aspirations, we face a dangerous void in our politics.
The economy (34%) and inflation (29%) dominate voter concerns, bread-and-butter issues that AI anxiety amplifies rather than replaces. People aren’t worried about robot overlords; they’re worried about paying the mortgage, affording healthcare, and whether their children will have opportunities they did not.
Technology has always disrupted labor markets, but past disruptions occurred when basic economic mobility still functioned for most Americans. Today, AI arrives at a moment when millions already doubt that the system works for them. That timing matters enormously.
We need policies that will address both immediate economic pressures and longer-term technological change. Housing affordability, education access, and ensuring that economic growth translates into broadly shared prosperity aren’t separate from the AI question. They’re the foundation that determines whether technological change lifts us up or leaves us behind.
The American Dream isn’t dead, but it’s under siege from multiple directions. The question is whether we’ll recognize the urgency before another generation loses faith entirely.​​​​​​​​​​​​​​​​
* * *
Sarah E. Hunt is President of the Joseph Rainey Center for Public Policy, a think tank and leadership community based in Washington, D.C.
Amelia Powers Gardner is a Utah County Commissioner and National Chair of the Leadership Alliance for a More Perfect Union (LAMP), a national program cultivating the next generation of conservative leaders.
The views expressed in this piece are those of the author and do not necessarily represent those of The Daily Wire.
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Cinematic Shot of a Father Holding His Small Daughter of His Shoulders, Helping Her to Raise the United States of America Flag to Celebrate a National Fourth of July Holiday at Their House.

New Poll: Voters Fear AI Will Make The American Dream Even Harder To Reach

Artificial Intelligence

Big Tech

Economy

Gen X

Gen Z

Millennials

Poll

Student Loans

President Donald Trump&#8217;s administration plans new measures to tackle the high cost of housing in the coming weeks, U.S. Treasury Secretary Scott Bessent told Reuters in an interview on Monday.
Emphasizing the urgency of the situation, Bessent described it as an &#8220;all hands on deck&#8221; challenge.
Bessent told the Washington Examiner in a separate interview that Trump may declare a national housing emergency this fall to address rising prices and dwindling supply.
The housing market has been hardest hit by the U.S. central bank&#8217;s tight monetary policy stance and high housing costs are a top concern for many Americans.
The Treasury secretary told Reuters rents were now dropping, which was important for Americans who do not own their homes.
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He said he was expecting an increase in real estate transactions and home sales once interest rates began falling, which could encourage people who were locked into low mortgages to put their existing homes on the market.
Bessent said the Trump administration was also exploring ways to simplify permitting and encourage standardization to boost construction, which would boost housing supply and help to bring high costs down.
Affordability would be a big focus for the administration, Bessent said, noting Trump&#8217;s push to drive down prescription prices.
(Reporting by Andrea Shalal, Jeff Mason and Jasper Ward; Editing by Scott Malone, Ross Colvin and Edmund Klamann)

US-NORWAY-DIPLOMACY

Bessent: Trump May Declare National Housing Emergency

Donald Trump

Scott Bessent

U.S.

After he graduated from Vanderbilt, a man named Nathan Halberstadt began working at the Boston Consulting Group. This is a familiar path for students who attend schools that are highly ranked. Often they&#8217;re hired by one of the &#8220;Big Three&#8221; consulting companies, which on paper, means that they&#8217;ll provide useful advice for large businesses and the government.
Very quickly, though, Nathan realized what the job actually entailed. In his words, working for a big consulting group meant that you had to promote, &#8220;the bureaucratic optimization of opioid sales, mass migration, off-shoring, and DEI.&#8221; You had to churn out bogus <a href="https://www.youtube.com/watch?v=imLMG7C6oF4">statistics</a> to advance anti-American agenda items — like that fake McKinsey study a few years back, which claimed that &#8220;diversity&#8221; somehow makes companies more profitable. That&#8217;s what &#8220;consulting&#8221; actually means, in practice.
New graduates from Vanderbilt aren&#8217;t really walking into companies like Boeing and Apple and blowing their minds with their unique insights. Instead, in many cases, they&#8217;re simply giving executives a pretext to do exactly what they wanted to do all along.
Seeing all this, Nathan decided to quit. Instead of manipulating data to promote the destruction of the United States, he decided to spend his time identifying statistics that actually matter. He would look through government data and try to find important connections that no one else has made before. And the other day, as you may have seen, Nathan accomplished that goal. He published this remarkable chart, which has already been cited by several members of Congress and seen by millions of people. Here it is:
<div id="attachment_958477" style="width: 1034px" class="wp-caption aligncenter"><img loading="lazy" decoding="async" aria-describedby="caption-attachment-958477" class="wp-image-958477 size-large" src="https://dw-wp-production.imgix.net/2025/08/MixCollage-07-Aug-2025-05-32-PM-8972-1024x576.jpg" alt="Credit: Nathan Halberstadt" width="1024" height="576" srcset="https://dw-wp-production.imgix.net/2025/08/MixCollage-07-Aug-2025-05-32-PM-8972-1024x576.jpg 1024w, https://dw-wp-production.imgix.net/2025/08/MixCollage-07-Aug-2025-05-32-PM-8972-300x169.jpg 300w, https://dw-wp-production.imgix.net/2025/08/MixCollage-07-Aug-2025-05-32-PM-8972-768x432.jpg 768w, https://dw-wp-production.imgix.net/2025/08/MixCollage-07-Aug-2025-05-32-PM-8972-1536x864.jpg 1536w, https://dw-wp-production.imgix.net/2025/08/MixCollage-07-Aug-2025-05-32-PM-8972-2048x1152.jpg 2048w" sizes=" (max-width: 1024px) 100vw, 1024px" />Credit: Nathan Halberstadt</div>
It&#8217;s a graph that shows the estimated percentage of 30-year-olds who are both married and own a home. The data runs from 1950 all the way through 2025. In the 1950s, the number was more than 50%. In other words, in 1950, well over half of the 30-year-olds in this country were both married and living in a home that they owned.
But as you can see, the percentage has been steadily dropping since then, until it fell off a cliff in the 1990s. And now, in 2025, the percentage is well below 20%. In fact, according to this estimate, only around 15% of 30-year-olds are married and own a home. Something that was once commonplace in this country is now rare. 50% to 15%.
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Right off the bat, it&#8217;s impossible to look at an estimate like this without immediately asking: Why haven&#8217;t we heard these numbers before? For all of the very granular information we have about gross domestic product and unemployment numbers and per capita manufacturing output, it took a random Vanderbilt graduate to produce this particular chart. To be sure, we all knew that these numbers were bad. It was very evident that fewer young people were getting married or owning homes. But the scale, and the timing of the decline, weren&#8217;t remotely clear. Frankly, this is a lot worse than anyone realized, which is why the chart has attracted so much attention.
But the numbers were always available to anyone who wanted to look for them. All you have to do is look up the marriage data from the U.S. Census Bureau, which tabulates the &#8220;median age of first marriage&#8221; — along with Pew surveys on the percentage of people who are married at 30 — and then factor in home ownership data from the Census. It&#8217;s not a perfect calculation; some estimation is involved. We recently covered the problems with Census data and how unreliable it can be. But the overall story is pretty clear, and it&#8217;s corroborated by other sources.
In Ohio, for example, researchers at Bowling Green State University have <a href="https://www.bgsu.edu/ncfmr/resources/data/family-profiles/FP-25-10.html">compiled</a> similar estimates.
Amazingly, though, very few of our political leaders are talking about this. It&#8217;s not a topic of mainstream conversation at all. Making sure that Americans are getting married and acquiring homes by the age of 30 should be the urgent priority of every politician in the country. It&#8217;s hard to think of many other things that could possibly be more important. But it&#8217;s not getting anywhere near the attention it should.
To the extent that some action is being taken in Washington, it raises some unanswered questions. For example, this week a very unusual alliance <a href="https://www.wsaz.com/2025/08/02/sen-kennedy-warrens-new-bill-aims-build-more-affordable-housing/">formed</a> in Washington between Elizabeth Warren — the socialist from Massachusetts — and John Kennedy, the Republican from Louisiana. The two senators have introduced legislation called the &#8220;Build Now Act,&#8221; which would withhold taxpayer funds from states that don&#8217;t build enough housing, while sending taxpayer money to states that build more housing. Unlike most proposed legislation that you hear about, this particular bill actually has a good chance of passing, because it was just unanimously approved by a Senate committee. Here&#8217;s Kennedy&#8217;s explanation of the plan:
<blockquote class="twitter-tweet">
It is stunning that the median age of a first-time home buyer in America today is 38.
We’ve got a problem.
By incentivizing cities to slash red tape and start building homes again, my Build Now Act would help open the door to homeownership. <a href="https://t.co/LfCV7k3Y1T">pic.twitter.com/LfCV7k3Y1T</a>
— John Kennedy (@SenJohnKennedy) <a href="https://twitter.com/SenJohnKennedy/status/1950234826381918263?ref_src=twsrc%5Etfw">July 29, 2025</a></blockquote>
<script async src="https://platform.twitter.com/widgets.js" charset="utf-8"></script>
Credit: @SenJohnKennedy/X
As a general rule, whenever Democrats and Republicans — and in this case, a conservative like John Kennedy and a socialist like Elizabeth Warren — team up to promote legislation, it&#8217;s usually a good idea to be skeptical. The only ideas that have bipartisan support in Washington are bad ones, generally speaking. And as we all know, socialists are well-known for making housing even less affordable, by introducing high-minded plans to manipulate markets (as New York City is about to discover the hard way).
That said, more housing is obviously a good idea. Increasing the supply of housing usually means that prices will go down. That&#8217;s basic economics. And although it&#8217;s reasonable to be concerned about the federal government throwing taxpayer money around, this is one of those rare times where it makes sense. Certainly, the federal government helped many homeowners in the 1950s, with the GI bill and so on.
At the same time, it&#8217;s reasonable to ask whether this kind of legislation will simply provide incentives for the creation of, say, more dilapidated housing for the homeless to use as drug dens, or more rental units for neighborhoods that are already flooded with them. This is a problem that&#8217;s becoming increasingly apparent, as you may have noticed. Large institutions are buying up homes in suburbs and renting them, instead of putting them up for sale. Watch:
<iframe loading="lazy" title="Priced out: More Americans renting rather than buying" width="500" height="281" src="https://www.youtube.com/embed/5lW0ruPVNbg?feature=oembed" frameborder="0" allow="accelerometer; autoplay; clipboard-write; encrypted-media; gyroscope; picture-in-picture; web-share" referrerpolicy="strict-origin-when-cross-origin" allowfullscreen></iframe>
Credit: NBC News/YouTube.com
Constructing new housing doesn&#8217;t necessarily address this particular problem, if the houses are being purchased by institutions and rented out as apartments. A lot depends on why the homes are being constructed, and where they&#8217;re located. Kennedy&#8217;s bill does have provisions that provide incentives for new construction in high-demand areas, but again, you still might wind up with apartment complexes where you actually want single-family homes.
That&#8217;s not to disparage this particular bill, or to declare that it can&#8217;t possibly help matters. But it&#8217;s safe to say that this legislation won&#8217;t come close to solving the underlying problem, which again, is that young people aren&#8217;t getting married and can&#8217;t afford homes. Those are problems with a lot of different causes — probably too many to list. Compared to the 1950s, we have tens of millions more illegal aliens living inside our borders. We&#8217;ve devalued the dollar to an almost unprecedented degree. We&#8217;ve opened up our job market to the entire world, driving down employment. And on and on. There are also many cultural factors that have — in many cases deliberately, by design — make marriage and family life seem less appealing to younger generations.
But there is one aspect of this new data that&#8217;s worth homing in on, because it does suggest one practical way forward. In the 1950s, roughly 90% of 30-year-olds were married, and more than 50% were homeowners. By contrast, right now, only around 50% of 30-year-olds are married, and roughly 30% are home-owners. So both numbers dropped by huge margins. But the marriage decline has been drastically more significant than the drop in home ownership. More than any other time in this country&#8217;s history, men and women are choosing not to get married. And there&#8217;s reason to believe that this broader cultural trend is what&#8217;s convincing a lot of young adults to forgo home ownership, as well.
After all, if you&#8217;re single, the prospect of paying most of your savings to a bank in the form of a down payment for a house isn&#8217;t exactly appealing. You don&#8217;t need all of that space for yourself and your dog. Before I was married, I never even considered trying to buy a home. As soon as I got married, I felt a sudden and very strong pull to buy a home and have a piece of land that we could call our own. Within about three years of getting married, we bought our first home. But for single people the financial sacrifice seems irrational and unnecessary, so if they have any extra money to throw around, they’re more likely to put it into Bitcoin or something else instead. On the other hand, if you&#8217;re intent on starting a family, then the cost of a mortgage makes a lot more sense. People can make it work, in many cases. I&#8217;ve said before that home ownership is attainable for almost anyone with a full-time job and decent credit. It&#8217;s often a matter of priorities. And as we look at the plummeting numbers of homeowners who are young and married, it&#8217;s a fact that needs to be restated. In this case, as in many other cases, decline is actually a choice.
And make no mistake — this is decline. Millions of young adults (who aren&#8217;t even that young at 30) have no skin in the game, no real stake in the country or its future. Getting married, starting a family, and owning property are the basic fundamental pillars of the American dream. They&#8217;re the starting point for a fulfilling and productive life, and a well-ordered society. As this new data reveals, most young people were able to achieve those milestones in the 1950s. But they&#8217;re not achieving them anymore. And those numbers are only getting worse by the year. Things are trending in the wrong direction, and quickly. If we want the kind of country we had in the 1950s — which is to say a country that has the potential to survive for another century — then one way or another, that needs to change.

Suburban homes photo

This One Shocking Stat Proves That The American Dream Is Dying

Marriage

Matt Walsh

Mortgages

Opinion

After decades of mass illegal immigration into the United States, untold millions of illegal aliens have settled throughout the country, competing with Americans for government benefits, jobs, and now, for homes.
For most illegal aliens, obtaining a mortgage from a traditional bank — without a social security number or a credit score — is nearly impossible. But as millions of illegal aliens flooded the country, a new industry has cropped up to capitalize on the new customer base, selling financing catered to the illegal population.
One entity at the forefront of this industry, a Daily Wire investigation has revealed, is Prysma Lending, which has given out more than a <a href="https://prysma.com/about-us">billion dollars</a> in loans in red and blue states alike as it blatantly targets illegal aliens.
Trump pledged to <a href="https://www.cnn.com/2024/09/06/business/undocumented-immigrants-trump-mortgage-ban/index.html">ban mortgages for illegal aliens</a> on the campaign trail and his administration <a href="https://www.hud.gov/news/hud-no-25-048">took action</a> in March to prevent government-backed mortgages from going to illegal aliens. But Prysma is one of several companies — including <a href="https://www.dailywire.com/news/inside-colony-ridge-the-fastest-growing-development-in-the-u-s-is-a-magnet-for-illegal-immigrants">Colony Ridge</a>, the Texas development that The Daily Wire exposed as a magnet for illegal aliens — that uses a different financial tactic that isn’t impacted by the administration’s recent rule change, which specifically targeted loans backed by the Federal Housing Administration.
The company prides itself on “empowering the Latino community to achieve homeownership” in its Spanish-language <a href="https://www.instagram.com/prysma_lending_group/">Instagram bio.</a> The company’s president, Monica Serva, <a href="https://prysma.com/about-us">says</a> she started Prysma with the intent of “helping the Latino community” because she “realized how unfairly minorities were treated.”
But Prysma revealed that its business model relied on illegal aliens, in particular, when it hosted a <a href="https://www.youtube.com/watch?v=NHQX1LczTk4&amp;t=30s">webinar</a> with an immigration lawyer to answer their customers&#8217; questions about the risk of deportation in the days following President Donald Trump&#8217;s inauguration.
The company is evidently concerned that its clientele could be deported, or at least that potential customers could be dissuaded from buying a home in a country that they fear they could be removed from.
They have reason to be worried. The Connecticut-based company’s website is checkered with explicit appeals to illegal aliens, allowing it to corner a market that doesn’t have access to the same financial tools as American citizens and legal residents.
“Prysma has helped non-US citizen families in: Connecticut, Florida, Massachusetts, New Jersey, New York, Pennsylvania, and Texas,” the corporation’s site reads. “No Social Security or Green Card required.”
“You have a right to homeownership, regardless of legal status,” Prysma says. The company even published guides on “<a href="https://prysma.com/blog/personal-loans-for-undocumented-immigrants-options-available">loans for undocumented immigrants</a>” and boasts that it has “extensive experience with loans tailored to the unique needs of undocumented immigrants.”
“Securing personal loans can be a crucial step toward financial independence for undocumented immigrants, who often face challenges accessing traditional financial products,” Prysma writes. 
Federation for American Immigration Reform Media Director Ira Mehlman told The Daily Wire that allowing illegal aliens to access mortgages could incentivize them to remain in the country, but that Congress could take action. 
“Access to mortgages can serve as an incentive for illegal aliens to remain in the country, especially at a time when the goal of the government is convincing illegal aliens to leave,” Mehlman explained. Congress could take many actions &#8211; from disclosure to outright prohibition &#8211; and set a national standard for states to follow.”
A Prysma employee admitted in the post-election <a href="https://www.youtube.com/watch?v=NHQX1LczTk4&amp;t=30s">webinar</a> that the company specializes in offering loans to illegal aliens.
“At Prysma, again we’re super honored that Latinos come to us &#8230; well, people from all different parts of the world, looking for loans that don’t require a legal status,” Senior Mortgage Loan Originator Stefany Pina said.
The corporation made a guide to go along with the talk, providing “actionable steps to safeguard the things that matter to you most should you or a family member be at risk of deportation.” The document tells customers how to trigger a “credible fear” interview to avoid deportation, adding that “the interview process can slow deportation proceedings, giving you time to build a legal defense.”
<div id="attachment_917639" style="width: 796px" class="wp-caption aligncenter"><img loading="lazy" decoding="async" aria-describedby="caption-attachment-917639" class=" wp-image-917639" src="https://dw-wp-production.imgix.net/2025/05/Prysma-One-300x152.png" alt="" width="786" height="398" srcset="https://dw-wp-production.imgix.net/2025/05/Prysma-One-300x152.png 300w, https://dw-wp-production.imgix.net/2025/05/Prysma-One-1024x519.png 1024w, https://dw-wp-production.imgix.net/2025/05/Prysma-One-768x390.png 768w, https://dw-wp-production.imgix.net/2025/05/Prysma-One.png 1372w" sizes=" (max-width: 786px) 100vw, 786px" />Screenshot</div>
<div id="attachment_917647" style="width: 788px" class="wp-caption aligncenter"><img loading="lazy" decoding="async" aria-describedby="caption-attachment-917647" class=" wp-image-917647" src="https://dw-wp-production.imgix.net/2025/05/Prysma-Two-300x136.png" alt="" width="778" height="353" srcset="https://dw-wp-production.imgix.net/2025/05/Prysma-Two-300x136.png 300w, https://dw-wp-production.imgix.net/2025/05/Prysma-Two-1024x463.png 1024w, https://dw-wp-production.imgix.net/2025/05/Prysma-Two-768x347.png 768w, https://dw-wp-production.imgix.net/2025/05/Prysma-Two.png 1260w" sizes=" (max-width: 778px) 100vw, 778px" />Screenshot</div>
Prysma also instructs illegal aliens to avoid presenting “IDs that could flag you for deportation,” including foreign passports.
Prysma’s business model <a href="https://prysma.com/tax-id-loans">appears to rely</a> on the individual taxpayer identification number (ITIN), a tax processing number from the IRS that can be obtained by anyone regardless of their immigration status. The National Immigration Law Center, a left-wing Soros-backed organization, <a href="https://www.nilc.org/resources/itinfaq/">calls ITINs</a> “a powerful tool for immigrant taxpayers.” Illegal aliens can use ITINs to receive home and personal loans, often at rates significantly higher than those offered by traditional banks.
Obtaining an ITIN, Prysma is eager to point out, does not require a legal status. “Your ITIN allows you to take out a Tax ID loan … without showing legal residency in the U.S.” The company says, also adding “no social security card needed&#8221; and &#8220;no green card needed.&#8221;
<div id="attachment_917665" style="width: 819px" class="wp-caption aligncenter"><img loading="lazy" decoding="async" aria-describedby="caption-attachment-917665" class=" wp-image-917665" src="https://dw-wp-production.imgix.net/2025/05/Prysma-Three-300x85.png" alt="" width="809" height="229" srcset="https://dw-wp-production.imgix.net/2025/05/Prysma-Three-300x85.png 300w, https://dw-wp-production.imgix.net/2025/05/Prysma-Three-1024x290.png 1024w, https://dw-wp-production.imgix.net/2025/05/Prysma-Three-768x218.png 768w, https://dw-wp-production.imgix.net/2025/05/Prysma-Three.png 1404w" sizes=" (max-width: 809px) 100vw, 809px" />Screenshot</div>
The IRS <a href="https://www.irs.gov/tin/itin/individual-taxpayer-identification-number-itin#what">created</a> ITINs so nonresidents could pay taxes. They were not intended to be used by illegal aliens to obtain mortgages or other loans.
This ITIN financial scheme is the same system that fueled the astronomical growth of <a href="https://www.dailywire.com/news/inside-colony-ridge-the-fastest-growing-development-in-the-u-s-is-a-magnet-for-illegal-immigrants">Colony Ridge</a>, the Texas development that The Daily Wire exposed as a magnet for illegal aliens. The site, which has attracted illegal alien murderers, drug-runners, human smugglers, and cartel members, similarly told buyers that they didn’t need social security numbers and instead doled out ITIN loans to illegal aliens.
Leaked emails from a Texas land developer <a href="https://www.dailywire.com/news/texas-developer-admits-colony-ridge-relies-on-subprime-lending-to-non-citizen-buyers">uncovered</a> by The Daily Wire indicate that there appears to be an entire industry built around supplying loans to illegal aliens. The developer, who formerly led a lobbying organization, wrote that “we will not be able to sell our developments if each of our buyers have to have [social security numbers].”
Prysma did not respond to a request for comment.

Illegal aliens and homes

Meet The Mortgage Company Enabling Illegal Immigrants To Buy American Homes

Border

deportation

Illegal Immigration

Immigration

mass immigration

The Democrat governor of Washington state signed a bill this week that gave preference to “black, indigenous, and people of color” for forgivable loans, a proposal called “lawlessness” by a United States senator.
The <a href="https://legiscan.com/WA/text/HB1696/id/3086864" target="_blank" rel="noopener">bill</a>, HB 1696, states:
<blockquote>
As part of the covenant homeownership program, the department shall contract with the commission to design, develop, implement and evaluate one or more special purpose credit programs to reduce racial disparities in ownership in the state by providing down payment and closing cost assistance&#8230; The contract must authorize the commission to use up to one percent of the contract to provide targeted education, homeownership counseling, and outreach about special purpose credit programs created under this section to black, indigenous, and people of color and other historically marginalized communities in Washington state. 
</blockquote>
In 2023, Democrats in the state passed the Covenant Homeownership Program, which they said was a response to &#8220;historically marginalized communities&#8221; and the effects of racism in the real estate market and industry, creating a credit program for black, indigenous, and people of color communities that were impacted before the Fair Housing Act of 1968, Julie Barrett of Conservative Ladies of America <a href="https://conservativeladiesofamerica.substack.com/p/was-hb-1696-signed-into-law-taxpayer" target="_blank" rel="noopener">noted</a>. “The state contracted with a commission to administer the program to determine how the funds were going to be used and how they were going to be disbursed,” she added.
House Bill 1696<a href="https://www.king5.com/article/news/politics/state-politics/35-bills-signed-into-washington-law-olympia-bob-ferguson/281-55494909-ddd0-4725-ad51-a74bc6c18379" target="_blank" rel="noopener"> amended</a> the bill by expanding eligibility by raising the area median income threshold (AMI) for eligibility to 120%. If a borrower’s income is 80% or less of the AMI, their loans can be completely forgiven after five years. Anyone who is a descendant of a resident of the state before 1968 and was adversely affected before the Fair Housing Act of 1968 is eligible.
The bill was sponsored by Rep. Jamila Taylor, who said, “Homeownership is a gateway to building generational wealth, and it was largely closed to Black Americans and people of color for most of our country’s history. Buying a home is tough right now. Bringing more diversity into the pool of homeownership builds stronger communities and is another solution in solving the current housing crisis in our state.&#8221;
When <a href="https://www.thecentersquare.com/washington/article_9e074162-e8eb-11ef-8315-531e743c69af.html" target="_blank" rel="noopener">asked,</a> “Is one of the elements that a person qualifying for this program would need to show that they were affected by a racially restrictive covenant, personally?” Taylor answered, “What do you mean affected? If the person was a resident in the state prior to 1968 they were affected because they were part of a racial class.”
“Washington state’s covenant homeownership program provides down payment and closing cost assistance for low income, first-time home buyers,” Democrat Gov. Bob Ferguson stated as he signed the bill into law. “Lawmakers create a program to address the disproportionate impacts of racial redlining in Washington state. House Bill 1696 modifies the program by adjusting the area median income threshold for program eligibility, introducing loan forgiveness and modifying the oversight committee membership. This modification will create more opportunities to close the racial home ownership gap, which is a very important goal for all of us here in Washington state. We so appreciate everybody who made this legislation possible. Like every legislation it’s challenging; this one has its share of challenges, as we know &#8230; I’m pleased to sign this legislation into law.”
Utah GOP Senator Mike Lee, a constitutional scholar, wrote on X, “The Fourteenth Amendment’s Equal Protection Clause prohibits this. It’s not even a close question. This is lawlessness.”
<blockquote class="twitter-tweet" data-width="500" data-dnt="true">
The Fourteenth Amendment’s Equal Protection Clause prohibits this
It’s not even a close question 
This is lawlessness <a href="https://t.co/ykeX0RPICm">https://t.co/ykeX0RPICm</a>
&mdash; Mike Lee (@BasedMikeLee) <a href="https://twitter.com/BasedMikeLee/status/1915552772193419587?ref_src=twsrc%5Etfw">April 24, 2025</a></blockquote>
<script async src="https://platform.twitter.com/widgets.js" charset="utf-8"></script>
Notably, Lee’s post was reposted by Harmeet Dhillon, the Assistant Attorney General for Civil Rights.

Americans Await Results In 2024 Presidential Election

‘Lawlessness’: Washington Dem Gov Signs Bill Giving Racial Preference In Forgivable Housing Loans

Politics

Racial preferences

Social Issues

Washington

People in the country illegally will no longer have access to taxpayer-backed mortgages, the Trump administration announced on Wednesday.
Housing and Urban Development (HUD) Secretary Scott Turner wrote on X that the access will be halted, the day after a HUD official notified Federal Housing Administration (FHA)-approved mortgage lenders of the change.
“Today, HUD terminated Biden’s taxpayer-backed FHA mortgages for illegal aliens,” Turner wrote on X. “American taxpayers will no longer subsidize open borders by offering home loans to those who enter our nation illegally.”
<blockquote class="twitter-tweet">
Today, HUD terminated Biden&#8217;s taxpayer-backed FHA mortgages for illegal aliens.
American taxpayers will no longer subsidize open borders by offering home loans to those who enter our nation illegally.
— Scott Turner (@SecretaryTurner) <a href="https://twitter.com/SecretaryTurner/status/1904943164655304952?ref_src=twsrc%5Etfw">March 26, 2025</a></blockquote>
<script async src="https://platform.twitter.com/widgets.js" charset="utf-8"></script>
The official notice to lenders said that “non-permanent residents” will also be ineligible for the low-income home loans that are backed by taxpayers, the New York Post <a href="https://nypost.com/2025/03/26/us-news/trump-admin-bars-illegal-migrants-and-non-permanent-residents-from-receiving-taxpayer-backed-mortgages/" target="_blank" rel="noopener">reported</a>.
“Currently, non-permanent residents are subject to immigration laws that can affect their ability to remain legally in the country,” Deputy Assistant Secretary for Housing Jeffrey Little wrote in a <a href="https://www.hud.gov/sites/default/files/OCHCO/documents/2025-09hsgml.pdf" target="_blank" rel="noopener">letter</a> to the lenders. “This uncertainty poses a challenge for FHA as the ability to fulfill long-term financial obligations depends on stable residency and employment.”
Little didn’t know how many non-permanent residents have received FHA mortgages, but said the practice would stop immediately.
“In the past, FHA’s residency requirements have required Mortgagees to document the Borrower’s lawful residency status demonstrating long-term financial stability and eligibility for federal programs,” Little wrote. “FHA does not retain citizenship or residency data from the loan application and therefore does not maintain information on the number of non-permanent residents who have received FHA-insured loans under past policies.”
“This update ensures that FHA’s mortgage insurance programs are administered in accordance with Administration priorities while fulfilling its mission of providing access to homeownership,” he added.
The Biden administration ordered FHA mortgage lenders to provide loans to non-permanent residents who were part of the Deferred Action for Childhood Arrivals (DACA) program, but HUD’s new policy will block those recipients as well as those who have pending asylum claims.
HUD is not the only federal department that has provided mortgages to illegal immigrants. Between 2020 and 2024, the Department of Health and Human Services (HHS) reportedly spent $22.6 billion on illegal immigrants, including cash payments for cars and home loans, The Daily Wire <a href="https://www.dailywire.com/news/hhs-spent-more-than-22b-on-illegal-immigrants-including-home-loans-and-cars">previously reported</a>.
Watchdog organization OpenTheBooks <a href="https://openthebooks.substack.com/p/5f0bfa8c-91b1-4477-baa5-b98ecf340a76" target="_blank" rel="noopener">found</a> in February that HHS’ Office of Refugee Resettlement (ORR) had spent the money, noting that the grants  “acted as giant magnets for those seeking to cross the border and claim asylum.”
In ORR’s 2023 Congressional Budget Justification, the agency suggested expanding its mandate to include unaccompanied minors, Ukrainian and Afghan children, and full-time college or technical school students designated as refugees. It also wanted to remove the requirement that refugees obtain economic self-sufficiency “as quickly as possible.”

Housing In California

Trump Admin Bans Illegal Immigrants From Getting Taxpayer-Backed Mortgages

Trump Administration Bans Illegal Immigrants From Getting Taxpayer-Backed Mortgages

Illegal Immigation

Trump Administration

The Departments of the Interior (DOI) and Housing and Urban Development (HUD) are creating a taskforce to study how federal land could be used to alleviate America’s housing shortage.
Interior Secretary Doug Burgum and HUD chief Scott Turner announced the partnership between their departments on Monday in a clip posted to social media. The two cabinet secretaries signed an agreement to begin work on tackling “our nation’s housing affordability crisis.”
“HUD will work with DOI to assess the housing needs in areas where federal lands may. Available yet underutilized and implement tailored housing programs with guidance from states and localities,” Turner said.
Burgum added: “This partnership will identify underutilized federal lands suitable for residential development and streamline the land transfer process. It will also promote policies to increase the availability of affordable housing while balancing important environmental and land use considerations.”
<blockquote class="twitter-tweet" data-width="500" data-dnt="true">
We need 7 million affordable homes in America and 20% of America’s landmass is owned by the Department of Interior. 
Today, <a href="https://twitter.com/SecretaryBurgum?ref_src=twsrc%5Etfw">@SecretaryBurgum</a> and I are announcing a partnership between <a href="https://twitter.com/HUDgov?ref_src=twsrc%5Etfw">@HUDgov</a> &amp; <a href="https://twitter.com/Interior?ref_src=twsrc%5Etfw">@Interior</a> to identify and open under utilized federal lands for affordable housing. <a href="https://t.co/p1EU04Ay7B">pic.twitter.com/p1EU04Ay7B</a>
&mdash; Scott Turner (@SecretaryTurner) <a href="https://twitter.com/SecretaryTurner/status/1901634637606035462?ref_src=twsrc%5Etfw">March 17, 2025</a></blockquote>
<script async src="https://platform.twitter.com/widgets.js" charset="utf-8"></script>
The federal government owns about a quarter of the land inside the United States, and most of that land is located in the western regions of the country. The Bureau of Land Management, which resides within the Department of the Interior, is responsible for overseeing much of that land.
The effort to build millions of new homes, if it proves workable, would be one of the largest housing efforts in United States history. Past attempts have been unsuccessful, however, largely due to disagreements between officials at the various levels of government involved in such an undertaking, according to <a href="https://www.wsj.com/economy/housing/trump-wants-to-build-homes-on-federal-land-heres-what-that-would-look-like-6b8fb82e" target="_blank" rel="noopener">The Wall Street Journal</a>.
The housing plan would likely focus on federal lands around major cities such as Las Vegas, Phoenix, and Salt Lake City, according to experts. A preliminary analysis by a conservative think tank, the American Enterprise Institute, found that housing developments on just 512,000 acres of the federal government’s roughly 640 million acres would result in three to four million homes.
Burgum and Turner outlined the agreement in an <a href="https://www.wsj.com/opinion/federal-land-can-be-home-sweet-home-joint-task-force-hud-interior-department-housing-affordability-3a281d36?mod=article_inline" target="_blank" rel="noopener">op-ed</a> in The Wall Street Journal on Sunday.
“HUD will pinpoint where housing needs are most pressing and guide the process by working with state and local leaders who know their communities best. Interior will identify locations that can support homes while carefully considering environmental impact and land-use restrictions,” the secretaries wrote.
“Streamlining the regulatory process is a cornerstone of this partnership. Historically, building on federal land is a nightmare of red tape—lengthy environmental reviews, complex transfer protocols and disjointed agency priorities. This partnership will cut through the bureaucracy,” they continued. “This isn’t a free-for-all to build on federal lands, although we recognize that bad-faith critics will likely call it that. It’s a strategic effort to use our resources responsibly while preserving our most beautiful lands.”

Las Vegas

Burgum, Turner Announce Taskforce To Tackle ‘Housing Affordability Crisis’ In U.S.

Department of the Interior

Doug Burgum

They say everything is bigger in Texas, and for Scott Turner, President Trump’s nominee to lead Housing and Urban Development, that means bigger opportunities to restore hope and prosperity to millions of Americans.
It’s no wonder that during a time when woke policies have replaced common sense in Democrat-run cities and states, millions have flocked to Texas in search of affordable housing and a thriving economy.
Since President Biden took office, housing affordability has reached record lows, making homeownership unattainable for nearly 99% of American families. Under his leadership, commonsense policymaking has been replaced by economic mismanagement, skyrocketing inflation, and interest rates at their highest levels in 23 years. As a result, families are now forced to spend more on daily necessities while housing prices spiral out of reach.
President Trump campaigned on a mandate to solve this crisis, and by nominating Turner as HUD Secretary, he’s taking bold action to Make Housing Affordable Again.
The Biden administration’s disastrous policies have only compounded the crisis. Excessive regulations have choked the housing market’s ability to expand supply, while millions of migrants crossing the open southern border are now competing with American citizens for the same limited housing stock.
Adding insult to injury, reports have surfaced of illegal immigrants receiving free housing — paid for with taxpayer dollars — while veterans are left sleeping on the streets.
As a veteran who served in Iraq and Saudi Arabia, I find this not only unacceptable, but appalling. In November, voters made it clear they want change, electing President Trump to put America First and tackle this crisis head-on.
Trump has laid out a credible plan to bring relief to American families. By reducing inflation, cutting mortgage rates, unleashing America’s energy potential, and deporting illegal immigrants driving up housing demand, we can lower costs and stabilize the market.
Under Turner’s leadership, HUD will prioritize new development by opening portions of federal land for large-scale housing projects with low taxes and fewer regulations. Solving the housing crisis is no small task, but President Trump has promised action, and Turner is the ideal leader to deliver results.
This isn’t Turner’s first time taking on monumental challenges. In 2019, President Trump entrusted him with leading the White House Opportunity and Revitalization Council, where he worked to revitalize distressed communities across the country. Under Turner’s leadership, forgotten neighborhoods experienced new investment, job creation, and economic growth.
President Trump called it an “unprecedented effort that transformed our country’s most distressed communities.” That same commitment and vision will now be brought to HUD, where Turner will focus on making housing affordable and accessible for all Americans.
Turner’s experience as a businessman has prepared him to meet this moment. His proven ability to focus on solutions has brought real change to Texas, and now it’s time for America to benefit from his leadership.
I am confident that Scott Turner will bring the same passion, determination, and optimism he demonstrated during the first Trump administration to tackle the housing crisis head-on. Together, we can restore the American Dream, where every family has the opportunity to afford a home, provide for their loved ones, and secure a brighter future.
* * *
Wesley Hunt is a U.S. Representative from Texas.
The views expressed in this piece are those of the author and do not necessarily represent those of The Daily Wire.

Trump Attends White House Opportunity And Revitalization Council Meeting

Make Housing Affordable Again with Scott Turner

For years, my husband and I watched the American Dream of homeownership grow further and further out of reach. We’re hard-working, law-abiding citizens, striving to build a future for ourselves and our growing family, but the rising cost of living and stagnant wages made that dream seem like just that — an unattainable fantasy. The thought of owning a home where we could plant roots, build memories, and raise our son in a stable, secure environment often felt impossible.
And we’re not alone. Many young Americans feel this way, including members of Generation Z, who are just starting their careers, families, and financial journeys. For young families and Gen Z alike, homeownership and financial security have been slipping further out of reach with each passing year. But after Donald Trump’s resounding victory in the 2024 election, that dream feels within reach again. My heart swells with hope and gratitude as I consider that the very real possibility of homeownership is now back on the table — not just for my family, but for millions of young families and Gen Z Americans who deserve a shot at a stable future.
Donald Trump’s return to the White House symbolizes a turning point in American economic policies, one that prioritizes the interests of everyday Americans. He has consistently championed policies that aim to reduce the tax burden on families, stabilize inflation, and incentivize homeownership. And now, we have a leader who understands that the American Dream isn’t just about accumulating wealth; it’s about fostering communities, strengthening family bonds, and building a nation of strong, self-reliant citizens.
<h3>The Erosion Of Homeownership In America</h3>
Over the past few years, rising inflation, skyrocketing interest rates, and unchecked housing prices left countless families unable to achieve the fundamental American aspiration of homeownership. Home prices have increased by over $93,000 on average as well as the 30-year fixed mortgage rate having more than doubled since the beginning of 2021. With inflation soaring and the cost of even a modest home escalating, the future has to look grim.
As the government prioritized massive spending, as we watched the price of everyday essentials like gas and groceries increase, the cost of living rose across the board. For everyday Americans, essential milestones have felt nearly impossible to achieve. The path to homeownership has been filled with obstacles, and the federal government seemed to have little interest in creating a stable, thriving economy for the next generation.
<h3>A New Hope For Young Families And Gen Z</h3>
Trump’s return signals the start of an economic renaissance — an America First agenda that once again places the interests of families, workers, and young Americans at the forefront. Under Trump’s leadership, we can expect policies that encourage homeownership, which not only helps families plant roots but also builds stronger communities. 
Homeownership isn&#8217;t just about property; it&#8217;s about stability. It’s about families and young people investing in their communities, knowing that they have a stake in their neighborhoods and their future. The promise of stable mortgage rates and a reining in of inflation under Trump means that more Americans — including young people just starting their journeys — will finally have a shot at the security that homeownership provides.
<h3>The Path To A Bright Future For Our Children — And Theirs</h3>
As a parent, there is no greater responsibility — and no greater joy — than being able to provide a stable, nurturing environment for our children. Every parent dreams of giving their child a safe place to play, to learn, and to grow. And every parent knows the importance of instilling a sense of pride and security in their children.
Likewise, Generation Z, who are just beginning their adult lives, want a stable and bright future, too. For Gen Z, who came of age during difficult economic times, homeownership has often felt out of reach. They’re eager to start careers and families, and invest in the American Dream themselves. They want a nation where their hard work is rewarded and where homeownership isn’t just a privilege for the few but a possibility for the many.
Trump’s vision for America is built on the idea that the family and the individual are the foundations of our society. 
<h3>The Resurgence Of The American Dream</h3>
My husband and I aren’t wealthy or powerful. We’re everyday Americans who work hard, who value family, and who want the best for our children. For us, Trump’s victory isn’t just a political win; it’s a profound, personal triumph. It means our family might have a real chance at owning a home, at putting down roots, and at creating a better future.
And for Gen Z, who are just stepping into adulthood, this victory means they, too, have a shot at building the lives they’ve dreamed of. This election wasn’t just about politics; it was about securing a future that values young Americans, that empowers families, and that understands what truly makes America great.
With Trump back in the White House, I feel a renewed sense of optimism — not just for my family, but for all Americans. We are seeing the rebirth of an economy that works for the people. The American Dream isn’t dead; it’s alive and well, and it’s more attainable than ever.
<h3><a href="https://www.amiracist.com/?_gl=1*jtghwp*_gcl_au*ODQ1NjYzNTg2LjE3Mjg5MDk3OTE.*_ga*MTc2NzM0NDQ2NS4xNzI4OTA5Nzkx*_ga_CZKR9ZYKJP*MTczMDEyMDgwOS40OS4xLjE3MzAxMjA4MzkuMzAuMC4w" target="_blank" rel="noopener">MATT WALSH&#8217;S &#8216;AM I RACIST?&#8217; NOW STREAMING ON DAILYWIRE+</a></h3>
So as I look at my son and think about the years ahead, I feel something that many of us thought we’d lost: hope. Hope that we’ll raise our son in a home that’s ours. Hope that young Americans — Gen Z and others — will have a real shot at financial security and homeownership. And hope that this country, with its foundation of freedom, opportunity, and hard work, will continue to shine brightly for generations to come.
In 2025, we will have a leader who’s not afraid to restore the American Dream. And for that, my family, Gen Z, and millions of other Americans are eternally grateful.
* * *
Alexandra Lains is a conservative political commentator, mom and verbal sniper. Follow her on Instagram: @livinglifelikealex and on X: @realalexlains
The views expressed in this piece are those of the author and do not necessarily represent those of The Daily Wire.

Wide shot of family looking at home for sale with real estate agent

Why Trump’s Victory Offers Hope To Young Families And Gen Z

2024 Election

finance

Young people

On Tuesday night at the vice presidential debate, GOP vice presidential candidate JD Vance contended that the massive influx of illegal immigrants was causing housing prices to rise. When moderator Margaret Brennan challenged his assertion, he replied that after the debate, he would publish remarks from the Federal Reserve Board that supported his contention, which he did only hours after the debate ended.
Speaking on the issue, Vance stated at the debate, “We do want to blame Kamala Harris for letting in millions of illegal aliens into this country, which does drive up costs, Tim. Twenty-five million illegal aliens competing with Americans for scarce homes is one of the most significant drivers of home prices in the country. It&#8217;s why we have massive increases in home prices that have happened right alongside massive increases in illegal alien, alien populations under Kamala Harris&#8217;s leadership. &#8230;We have a lot of Americans that need homes. We should be kicking out illegal immigrants who are competing for those homes, and we should be building more homes for the American citizens who deserve to be here.”
Brennan then interjected, “But, Senator, on that point, I&#8217;d like for you to clarify. There are many contributing factors to high housing costs. What evidence do you have that migrants are part of this problem?”
“Well, there&#8217;s a Federal Reserve study that we&#8217;re happy to share after the debate,” Vance replied. “We&#8217;ll put it up on social media. Actually, that really drills down on the connection between increased levels of migration, especially illegal immigration, and higher housing prices. Now, of course, Margaret, that&#8217;s not the entire driver of higher housing prices. It&#8217;s also the regulatory regime of Kamala Harris. Look, we are a country of builders. We&#8217;re a country of doers. We&#8217;re a country of explorers. But we increasingly have a Federal administration that makes it harder to develop our resources, makes it harder to build things, and wants to throw people in jail for not doing everything exactly as Kamala Harris says that they have to do. And what that means is that you have a lot of people who would love to build homes who aren&#8217;t able to build homes.&#8221;
<a href="https://www.amiracist.com/" target="_blank" rel="noopener" data-saferedirecturl="https://www.google.com/url?q=https://www.amiracist.com/&amp;source=gmail&amp;ust=1726313279401000&amp;usg=AOvVaw115_qPFFEePDP86-Fvo-Vd">Am I Racist? Is In Theaters NOW — Get Your Tickets Here!</a>
A few hours later, Vance published remarks from Michelle W. Bowman, who has served as a member of the Federal Reserve Board of Governors since 2018 and <a href="https://www.federalreserve.gov/newsevents/speech/bowman20240503a.htm" target="_blank" rel="noopener">spoke</a> at the Massachusetts Bankers Association Annual Convention in Key Biscayne, Florida, on May 3. Vance wrote on X, “As promised earlier tonight, here is Michelle Bowman of the Federal Reserve Board of Governors.” Bowman stated:
<blockquote>
There is a risk that strong consumer demand for services, increased immigration, and continued labor market tightness could lead to persistently high core services inflation. Given the current low inventory of affordable housing, the inflow of new immigrants to some geographic areas could result in upward pressure on rents, as additional housing supply may take time to materialize. Wage growth has remained at an elevated rate of between 4 and 5 percent, still higher than the pace consistent with our 2 percent inflation goal given trend productivity growth.
</blockquote>
<blockquote class="twitter-tweet" data-width="500" data-dnt="true">
As promised earlier tonight, here is Michelle Bowman of the Federal Reserve Board of Governors:
&quot;Given the current low inventory of affordable housing, the inflow of new immigrants to some geographic areas could result in upward pressure on rents.&quot;<a href="https://t.co/dfO0wFmyPs">https://t.co/dfO0wFmyPs</a> <a href="https://t.co/KfDjPaZC7G">pic.twitter.com/KfDjPaZC7G</a>
&mdash; JD Vance (@JDVance) <a href="https://twitter.com/JDVance/status/1841338114897293712?ref_src=twsrc%5Etfw">October 2, 2024</a></blockquote>
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CBS News 2024 Vice Presidential Debate

Vance Follows Up Debate With Receipts On X: ‘As Promised’

Debate

Elections

JD Vance

Margaret Brennan

Tim Walz

Vice President <a href="https://www.dailywire.com/topic/kamala-harris" target="_blank" rel="noopener">Kamala Harris</a> struggled to answer questions Friday night during her first solo interview as the Democrat presidential nominee.
The interview with 6abc Action News (WPVI-TV) was with a friendly reporter who did not ask Harris any difficult questions.
Harris was asked during the first question if she could name &#8220;one or two specific things&#8221; that she is planning to do that will bring prices down and make life more affordable for people.
Harris was not able to name a single policy that will bring down prices. She later mentioned her plan to give $25,000 in down payment assistance to first-time home buyers, but that does not make owning a home more affordable, it increases the cost of homes.
&#8220;Well, I&#8217;ll start with this,&#8221; Harris began. &#8220;I grew up a middle class kid. My mother raised my sister and me. She worked very hard. She was able to finally save up enough money to buy our first house when I was a teenager. I grew up in a community of hard working people, you know, construction workers and nurses and teachers. And I try to explain to some people who may not have had the same experience, you know, if &#8212; but a lot of people will relate to this. You know, I grew up in a neighborhood of folks who were very proud of their lawn, you know? And, and I was raised to believe and to know that all people deserve dignity and that we, as Americans, have a beautiful character.&#8221;
<a href="https://www.amiracist.com/" target="_blank" rel="noopener" data-saferedirecturl="https://www.google.com/url?q=https://www.amiracist.com/&amp;source=gmail&amp;ust=1726313279401000&amp;usg=AOvVaw115_qPFFEePDP86-Fvo-Vd">Am I Racist? Is In Theaters NOW — Get Your Tickets Here!</a>
&#8220;You know, we have ambitions and aspirations and dreams, but not everyone necessarily has access to the resources that can help them fuel those dreams and ambitions,&#8221; she continued. &#8220;So when I talk about building an opportunity economy, it is very much with the mind of investing in the ambitions and aspirations and the incredible work ethic of the American people and creating opportunity for people, for example, to start a small business. My mother, you know, worked long hours, and our neighbor helped raise us, we used to call her &#8230; I still call her our second mother. She was a small business owner. I love our small business owners. I learned who they are from my childhood, and she was a community leader. She hired locally, she mentored. Our small businesses are so much a part of the fabric of our communities, not to mention, really, I think, the backbone of America&#8217;s economy.&#8221;
She then touted how she would give business startups a large tax deduction, which does not bring down prices or make living more affordable.
After talking about how she will give people $25,000 in assistance to purchase homes, she then claimed that those people will be able to afford those homes long-term. Many experts have warned that the incentives that Harris is creating could lead people to purchase homes that they won&#8217;t be able to afford long-term, thus leading to a mortgage crisis.
WATCH:
<blockquote class="twitter-tweet">
Kamala details her plan to bring down prices (which are up 20.3% since she took office):
&#8220;I grew up in a neighborhood of folks who were very proud of their lawn. Ya know?&#8221; <a href="https://t.co/XbRpRHaLKs">pic.twitter.com/XbRpRHaLKs</a>
— Trump War Room (@TrumpWarRoom) <a href="https://twitter.com/TrumpWarRoom/status/1834717120510541835?ref_src=twsrc%5Etfw">September 13, 2024</a></blockquote>

Kamala Harris

Kamala Harris Struggles To Answer Basic Question During First Solo Interview

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