Canadian Man Changes Gender for Cheaper Car Insurance

In an attempt to save on car insurance, a Canadian male legally changed his gender to female resulting in almost $1,100 in savings.

According to CBC News, a man in his early 20’s and only identified as “David” wanted to buy a Chevrolet Cruze and was given an insurance quote around $4,500. He then asked the insurer if his costs would change if he was a woman. He was told his yearly insurance bill would be reduced to $3,400, or $1,100 less.

“I was pretty angry about that,” David told CBC news. “And I didn’t feel like getting screwed over any more.”

When he asked the insurance agent to change his gender on the policy, his request was denied.

So instead, he changed his gender on his birth certificate and license by first obtaining a doctor’s note by telling the doctor he identified as a woman.

“It was pretty simple,” he said. “I just basically asked for it and told them that I identify as a woman, or I’d like to identify as a woman, and he wrote me the letter I wanted.”

When David applied to change his gender, he was required to have a doctor’s note, but since then, the requirement has been removed.

David claims he “took advantage of a loophole” and that he felt like he “beat the system.”

“I did it for cheaper insurance,” David said.

By switching his gender, David was able to save $91 a month.

He claims he did it to target the insurance industry, not to insult the transgender community, but many people are still upset.

An MLA in Canada tweeted out her rage calling it “Perjury” and a “crime.”

“I think it cheapens the whole process. It sort of casts doubt on everybody else’s motives for making those changes,” Marie Little, the former chair of the Trans Alliance Society, said to CBC News. “I think it gives ammunition to people who want to take rights away from trans people.”